auto insurance for seniors in florida

This costs them money so your policy will become higher. Some of the risks they look at are history of your driving, date of birth and occupation. If you have a lot of tickets on your driving record or are under the age of 25, you will likely pay a much higher premium. Bear in mind, that if you go for several years without any incidents on your record, many companies will automatically lower your insurance costs. And if you get married or have life insurance or other insurances with the same insurance company, then more discounts may apply. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 states that people who plan to file for bankruptcy protection are now required to receive counseling from an agency that is government approved within a six month period before filing. After filing bankruptcy a debtors education course must be completed. The Department of Justice has a U. S Trustee Program wherein only counselors and educators that appear on the program’s list can counsel you. By law the U. S.

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01.14.2007 | 34 Comments

The study examined how technological advances in telematics are driving changes in the insurance market and its impact on insurers, consumers and state insurance regulators. Auto insurance is a type of general insurance under which you will be protected against any unforeseen situations. This insurance protects you from any kind of financial distress if in the case of an accident or theft or loss of a vehicle or in any of the described events in the policy. You simply got to meet an auto insurance provider to avail this facility. Once you meet the service provider they will explain you various types of auto insurances available with them and the premium you have to pay, the term of the insurance, benefits, and riders if any. Knowing all these details is enough to go for auto insurance; however, it is always advisable to read the policy documents properly before signing the documents. It provides property, liability, and medical coverage. Property coverage provides protection against theft while liability coverage protects against any legal responsibilities which are to be performed by you. On the other hand, it also provides medical coverage in case of any injuries and sometimes lost wages and funeral expenses. In any of the above stated conditions, both your family and you will suffer huge losses if you do not opt for auto insurance. Opting an auto insurance is compulsory if you are buying certain kinds of vehicles, under which your initial premium will be added to your vehicle's cost and subsequent premiums can be paid either online or offline.

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01.14.2007 | 16 Comments

This is why we let insurers discriminate. There are, however, limits to the types of discrimination we will allow insurers to engage in. But what exactly are those limits and how are they justified?To answer these questions, this Article articulates the leading fairness and efficiency arguments for and against limiting insurers . Automated financial product advisors – “robo advisors” – are emerging across the financial services industry, helping consumers choose investments, banking products, and insurance policies. Robo advisors have the potential to lower the cost and increase the quality and transparency of financial advice for consumers. But they also pose significant new challenges for regulators who are accustomed to assessing human intermediaries. A well designed robo advisor will be honest and competent, and it will recommend only suitable products. Because humans design and implement robo advisors, however, honesty, competence, and suitability cannot simply be assumed. Moreover, robo advisors pose new scale risks that are different . Automated financial product advisors – “robo advisors” – are emerging across the financial services industry, helping consumers choose investments, banking products, and insurance policies. Robo advisors have the potential to lower the cost and increase the quality and transparency of financial advice for consumers.